Published on Tuesday, May 5, 2026
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A deal in Corona, California, shows that the structure can create ongoing cash flow.
Seller-carry financing is becoming a more common tool in today's commercial real estate environment as higher interest rates and tighter lending standards continue to limit traditional debt availability, according to Paul Galmarini, senior vice president at Progressive Real Estate Partners.
He told GlobeSt.com this method allows buyers (particularly owner/users) to bridge the gap with lower upfront capital while giving sellers the ability to generate steady income and often achieve stronger pricing.
"We have observed a noticeable shift toward owner/users—particularly independents—seeking to acquire rather than lease, although the supply of acquisition opportunities remains limited relative to leasing opportunities," Galmarini said.
One such deal in which the two parties agreed to seller-carry financing was in Corona, California, where Progressive Real Estate Partners, a leading Inland Empire retail brokerage firm, sold a free-standing, single-tenant, 2,230-square-foot drive-thru vacant restaurant building for $2.45 million to a private investor.
That buyer will convert the property at 4330 Green River Road in Corona into a Troy's Burgers restaurant in the coming months.
The structure creates ongoing cash flow and optionality for the seller, including the ability to monetize the note in the future if desired. This approach ultimately aligned both parties' objectives and facilitated a smooth closing without a traditional exchange.
Galmarini represented Rancho Cucamonga-based Progressive Real Estate. Adrian Trejo of Commercial Life represented the buyer.
The restaurant building is off the CA 91 Freeway, receiving exposure from 113,000 cars per day.